Santa Cruz SBDCAptos, CA

Unemployement for Pandemic:Unemployment for business owners/independent contractors/self-employed/freelancers/gig workers

If you are a business owner, independent contractor, self-employed worker, freelancer, or gig worker and only received a 1099 tax form last year, you are most likely eligible for PUA. You can apply for benefits starting April 28.

To be eligible for PUA, you must meet any of the following criteria:

Any criteria related to changes in employment status due to COVID-19

  • You had a definite date to begin work, but the job is no longer available, or you could not reach the job as a direct result of COVID-19.
  • You are unable to travel to your job as a direct result of COVID-19.
  • You quit your job as a direct result of COVID-19.
  • Your workplace is closed as a direct result of COVID-19.
  • You are self-employed or work as an independent contractor (with reportable income, such as a 1099) and you are unemployed, partially employed, or unable to work because COVID-19 has forced you to stop working.

Any criteria related to health issues due to COVID-19

  • You have been diagnosed with COVID-19 or are experiencing symptoms and are seeking a medical diagnosis.
  • A member of your household has been diagnosed with COVID-19.
  • You are caring for a family member or a member of your household who has been diagnosed with COVID-19.
  • You are caring for a dependent because their school or another care facility has closed due to COVID-19 and you are now caring for them during the work day.
  • Your healthcare provider has told you to self-quarantine because of COVID-19.
  • You have become the main income provider due to a COVID-19 death in your household.

Disability Insurance (DI) or Paid Family Leave (PFL)

If you’re not eligible for UI, you may be eligible for Disability Insurance (DI) or Paid Family Leave (PFL). You usually qualify if you have a W-2 tax form, because taxes have been taken out automatically to pay for these programs.

If you are unable to perform your normal work duties because you are sick or quarantined, apply for Disability Insurance.
If you are caring for someone who is sick, apply for Paid Family Leave.

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COVID-19

As concerns continue about coronavirus (COVID-19), we’re here to help you navigate available resources, answer your business questions and be a trusted partner for your business
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Funded in part through a cooperative agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA or HSU Sponsored Programs Foundation.